Stablecoin-native financial infrastructure for issuing cards, moving money, and running compliance via API or embedded products.
Reap is a stablecoin-native financial infrastructure platform for businesses, neobanks, and fintechs. It provides card issuing, expense management, bill pay, payments and collections, on-ramp and off-ramp money movement, and KYC and KYB compliance, available directly or embedded through a single API integration. Companies use it to launch branded financial products, manage advertising spend, and enable agentic payments without building their own licence stack. The platform is sold through a business account with pricing options for businesses of every scale, and developers can access documentation, an API reference, and a sandbox.
Free
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Free
Customcontact sales
Prices in USD, as shown by reap.global. Source: pricing page. Last checked October 30, 2026.
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I want to decide whether Reap (reap.global) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from Reap's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point. Category: Fintech / Payments What it does: Stablecoin-native financial infrastructure for issuing cards, moving money, and running compliance via API or embedded products. Plans: - Cards: Free. Limits: Credit limit 100% of collateral. Includes: Physical & virtual card, Annual fee free, Monthly bill repayment with fiat currency, Monthly bill repayment with stablecoins, ATM withdrawal 2% - Bill Pay: -. Includes: Bank transfers 0.5%, Cross-border payment fee 25 USD, Local payment fee 0-5 USD, FX fee variable, T+1 day payouts no extra fee - Expense Management: Free. Includes: Real-time spend analytics, Xero integration, Receipt collection, Receipt auto-matching - Embedded Finance: Contact sales. Includes: Card Issuing, Payments, Agentic, Sentry, Rewards Alternatives in the directory: Basis Theory, ByeDispute, CashNotify, Central Pricing page: https://reap.global/resources/info/pricing Directory listing: https://stablemrr.com/p/reap-global First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
No price changes recorded since we started tracking on October 30, 2026.
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| Basis TheoryPayment vault platform that tokenizes, routes, and secures card and payment data for merchants and developers. | Payments | No | $995/mo | 2 | Oct 29, 2026 |
| ByeDisputeMonitors Stripe accounts for fraudulent payment patterns and runs custom rules to prevent disputes and chargebacks. | Payments | No | $69/mo | 1 | Oct 30, 2026 |
| CashNotifyDesktop menu bar app that sends real-time notifications for Stripe and PayPal payments and failed charges. | Payments | Yes | - | 3 | Oct 30, 2026 |
| CentralAI-assisted payroll, HR, benefits and compliance platform for startups, handling payroll runs, registrations and onboarding. | Payments | No | - | 1 | Oct 30, 2026 |
| ChargeflowAI platform that automates chargeback recovery, prevents fraud, and provides payment dispute insights for online merchants. | Payments | Yes | - | 5 | Oct 30, 2026 |
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How this page was made. Plans and prices are read automatically from reap.global's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.
