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Central pricing

AI-assisted payroll, HR, benefits and compliance platform for startups, handling payroll runs, registrations and onboarding.

Free plan
No
Paid from
-
Plans
1
Free trial
30 days

What is Central?

Central is an AI-native payroll, HR, benefits and compliance platform built for startups and small companies. It runs US payroll for employees and contractors, handles payroll taxes and reimbursements, and manages multi-state compliance tasks such as state registrations, workers compensation and registered agent services. It also covers benefits like medical, dental, vision and 401(k), plus HR work such as offer letters, onboarding, PTO tracking and leave policies. AI agents and HR experts do much of the administrative work. The product is sold as a paid service, with a first month free for new customers.

Plans and prices

Central

$50/mo per person

platform fee
$100/mo
payruns
unlimited
  • US payroll and compliance
  • Pay contractors
  • Health insurance and 401(k)
  • Hire, manage and fire
  • PTO tracking and policies
  • Migration and setup handled
  • Expert email support
  • Dedicated insurance broker
  • + 4 more
    • Quickbooks and Puzzle integrations
    • Add accountant for free
    • Unlimited payruns
    • No hidden fees

Prices in USD, as shown by centralhq.com. Source: pricing page. Last checked October 30, 2026.

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I want to decide whether Central (centralhq.com) is the right tool and which plan to pick.
Below is what the StableMRR pricing directory read from Central's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point.

Category: Fintech / Payments
What it does: AI-assisted payroll, HR, benefits and compliance platform for startups, handling payroll runs, registrations and onboarding.
Free trial: 30 days
Plans:
- Central: $50/mo per person. Limits: platform fee $100/mo, payruns unlimited. Includes: US payroll and compliance, Pay contractors, Health insurance and 401(k), Hire, manage and fire, PTO tracking and policies
Alternatives in the directory: Basis Theory, ByeDispute, CashNotify, Chargeflow
Pricing page: https://centralhq.com/pricing
Directory listing: https://stablemrr.com/p/centralhq-com

First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.

Pricing facts

Pricing model
Per seat
Billing
monthly

About Central

Platforms
web
Integrations
Mercury, Quickbooks, Puzzle

Features

  • US payroll and compliance
  • Contractor payments
  • Health insurance and 401(k)
  • Hiring and termination
  • PTO tracking
  • Migration and setup
  • Expert support
  • Insurance broker
  • Accounting integrations
  • Unlimited payruns
  • No annual contract
  • Cancel anytime

Price history

No price changes recorded since we started tracking on October 30, 2026.

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How this page was made. Plans and prices are read automatically from centralhq.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.

Central Pricing and Plans - StableMRR