Online business account platform combining banking, invoicing, expense management and bookkeeping for companies.
Qonto is an online business finance platform that combines a business account with tools for invoicing, bookkeeping, expense management and credit. It is aimed at self-employed people, micro-businesses and SMEs, and also supports company creation and share capital deposit. Main features include SEPA and international transfers, Mastercard debit and credit cards, e-invoicing, payment links, POS terminals, account aggregation, cash flow management and integrations with over 2,000 external tools. Qonto AI agents draft invoices and import supplier invoices for review. It is sold through paid plans tiered by business size, with 24/7 human support.
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€9/mo billed yearly
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€19/mo billed yearly
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€39/mo billed yearly
Prices in EUR, as shown by qonto.com. Source: pricing page. Last checked October 30, 2026.
Copy the prompt below and paste it into the agent you already use. It has the plans and prices from this page and asks you the right questions first.
I want to decide whether Qonto (qonto.com) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from Qonto's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point. Category: Fintech / Banking and finance What it does: Online business account platform combining banking, invoicing, expense management and bookkeeping for companies. Free trial: 30 days Plans: - Basic: - (€9/mo billed yearly). Limits: Transfers per month 30, Physical cards 1, Virtual cards 2, Sub-accounts 0, Admin access 1 owner. Includes: Business account with local IBAN, Compliant electronic invoicing, Payment links, Tap to Pay, POS, 24/7 customer support, Qonto AI agent and Claude MCP - Smart: - (€19/mo billed yearly). Limits: Transfers per month 100, Physical cards 2, Virtual cards 50, Sub-accounts 1, Remunerated balance cap 50000 EUR, Admin access 2. Includes: Account remuneration 5% AER then 1.5%, Cash-flow tracking and forecasting, Accountant access and integrations, Compliant electronic invoicing, 24/7 customer support - Premium: - (€39/mo billed yearly). Limits: Transfers per month 200, Physical cards 2, Virtual cards 50, Instant cards 50, Sub-accounts 4, Remunerated balance cap 100000 EUR. Includes: Lower international FX 0.56%, Priority support 7 days a week, Subscription tracking and renewal alerts, Account remuneration 5% AER then 1.5%, Compliant electronic invoicing Alternatives in the directory: 21bitcoin, ADM Guard, Acorns, Agentic Traders Pricing page: https://qonto.com/en/pricing Directory listing: https://stablemrr.com/p/qonto-com First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
No price changes recorded since we started tracking on October 30, 2026.
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| 21bitcoinApp to buy, save and self-custody Bitcoin with a German bank account and regulated custody. | Banking and finance | No | - | 5 | Oct 29, 2026 |
| ADM GuardCompliance platform for registering automated decision-making systems and producing audit trails for Australian Privacy Act APP 1.7 to 1.9. | Banking and finance | No | A$99/mo | 4 | Oct 29, 2026 |
| AcornsA financial wellness app that automates saving, investing, banking, and family money management. | Banking and finance | No | $4/mo | 3 | Oct 29, 2026 |
| Agentic TradersAI trading platform where users describe a strategy in plain English and an AI agent trades crypto, forex, stocks and commodities. | Banking and finance | Yes | $19/mo | 3 | Oct 29, 2026 |
| AngelListPlatform for venture fund administration, investor management, and private market investing. | Banking and finance | No | - | 2 | Oct 29, 2026 |
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How this page was made. Plans and prices are read automatically from qonto.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.
