Bronze
$4/mo
- Diversified investment portfolio
- Round-Ups spare change investing
- Acorns Later retirement account
- Checking with no overdraft fees
- Fee-free ATMs via AllPoint
- Acorns Earn bonus investments
- Educational courses
Acorns pricing
A financial wellness app that automates saving, investing, banking, and family money management.
- Free plan
- No
- Paid from
- $4/mo
- Plans
- 3
- Free trial
- -
What is Acorns?
Acorns is a financial wellness app for individuals and families who want to save and invest automatically. It offers a diversified brokerage portfolio, retirement accounts, checking and emergency savings, and a Money Manager that splits deposits across investing, saving, and spending. Acorns Earn adds bonus investments from shopping, and Acorns Early provides a kids debit card and learning app. Acorns Learn offers courses and articles. The service is sold through subscription plans, with features like Money Manager and IRA matching tied to higher tiers.
Plans and prices
Silver
$8/mo
- Everything in Bronze
- 1% IRA match first year
- Emergency Savings at 3.59% APY
- Bonus investments matched up to 25%
- Live Q&As with experts
Gold
$12/mo
- Everything in Silver
- 3% IRA match first year
- Kids investment account with 1% match
- Custom portfolios with stocks and ETFs
- Bonus investments matched up to 50%
- Money Manager
- Free tax filing
- $10,000 life insurance policy
+ 1 more
- No-cost will
Prices in USD, as shown by acorns.com. Source: pricing page. Last checked October 29, 2026.
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I want to decide whether Acorns (acorns.com) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from Acorns's own pricing page (last checked 2026-10-29). It can be out of date, so treat it as a starting point. Category: Fintech / Banking and finance What it does: A financial wellness app that automates saving, investing, banking, and family money management. Plans: - Bronze: $4/mo. Includes: Diversified investment portfolio, Round-Ups spare change investing, Acorns Later retirement account, Checking with no overdraft fees, Fee-free ATMs via AllPoint - Silver: $8/mo. Includes: Everything in Bronze, 1% IRA match first year, Emergency Savings at 3.59% APY, Bonus investments matched up to 25%, Live Q&As with experts - Gold: $12/mo. Includes: Everything in Silver, 3% IRA match first year, Kids investment account with 1% match, Custom portfolios with stocks and ETFs, Bonus investments matched up to 50% Alternatives in the directory: 21bitcoin, ADM Guard, Agentic Traders, AngelList Pricing page: https://www.acorns.com/pricing/ Directory listing: https://stablemrr.com/p/acorns-com First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
Pricing facts
- Pricing model
- Flat price
- Billing
- monthly
About Acorns
- Platforms
- ios
Features
- Expert-built diversified portfolios
- Round-Ups spare change investing
- Retirement IRA accounts
- Checking and savings
- Bonus investments from shopping
- Kids money app and debit card
- Financial education courses
Price history
No price changes recorded since we started tracking on October 29, 2026.
Alternatives to Acorns
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| 21bitcoinApp to buy, save and self-custody Bitcoin with a German bank account and regulated custody. | Banking and finance | No | - | 5 | Oct 29, 2026 |
| ADM GuardCompliance platform for registering automated decision-making systems and producing audit trails for Australian Privacy Act APP 1.7 to 1.9. | Banking and finance | No | A$99/mo | 4 | Oct 29, 2026 |
| Agentic TradersAI trading platform where users describe a strategy in plain English and an AI agent trades crypto, forex, stocks and commodities. | Banking and finance | Yes | $19/mo | 3 | Oct 29, 2026 |
| AngelListPlatform for venture fund administration, investor management, and private market investing. | Banking and finance | No | - | 2 | Oct 29, 2026 |
| BiyondCrypto analytics platform offering quantitative indicators, liquidation and options data, AI analysis, and expert market research. | Banking and finance | Yes | $25/mo | 7 | Oct 29, 2026 |
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How this page was made. Plans and prices are read automatically from acorns.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.