Smash Buy (Instant Buy)
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- Minimum purchase
- €10
- Maximum purchase
- €200,000
- Instant purchase
- Fee 1.29% - 1.49%
- Referral code reduces fee by 0.2%

App to buy, save and self-custody Bitcoin with a German bank account and regulated custody.
21bitcoin is a Bitcoin brokerage app for European customers who want to buy and hold Bitcoin without crypto complexity. It offers instant purchases, automated savings plans, limit orders, a Bitcoin wallet with auto-transfer to self-custody, interest on euro balances paid in BTC, and tax holding period reports. Euro balances sit in a personal IBAN at a German cooperative bank, and Bitcoin custody is handled with an insured partner. Accounts are free to create, with service fees on purchases and a savings plan fee that drops to zero after the first week.
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Customcontact sales
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Prices in EUR, as shown by 21bitcoin.app. Source: pricing page. Last checked October 29, 2026.
Copy the prompt below and paste it into the agent you already use. It has the plans and prices from this page and asks you the right questions first.
I want to decide whether 21bitcoin (21bitcoin.app) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from 21bitcoin's own pricing page (last checked 2026-10-29). It can be out of date, so treat it as a starting point. Category: Fintech / Banking and finance What it does: App to buy, save and self-custody Bitcoin with a German bank account and regulated custody. Plans: - Smash Buy (Instant Buy): -. Limits: Minimum purchase €10, Maximum purchase €200,000. Includes: Instant purchase, Fee 1.29% - 1.49%, Referral code reduces fee by 0.2% - Bitcoin Savings Plan: -. Limits: Minimum purchase €10, Maximum purchase €10,000. Includes: Automated recurring purchases, 0% fee from 8th day, 0.99% fee first 7 days, Referral code reduces fee by 0.2% - Limit Order: -. Limits: Minimum order €10, Maximum order €21,000. Includes: Buy at target price, Fee 1.49% - OTC Order: Contact sales. Limits: Minimum order €100,000, Maximum order €1,000,000. Includes: Personalized support, Dedicated account manager, Fee 0.49% - 0.99% - Instant Sale: -. Limits: Minimum sale 0.0001 BTC, Maximum sale 1 BTC. Includes: Sell Bitcoin instantly, Fee 1.49% Alternatives in the directory: ADM Guard, Acorns, Agentic Traders, AngelList Pricing page: https://21bitcoin.app/en/fees Directory listing: https://stablemrr.com/p/21bitcoin-app First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
No price changes recorded since we started tracking on October 29, 2026.
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| ADM GuardCompliance platform for registering automated decision-making systems and producing audit trails for Australian Privacy Act APP 1.7 to 1.9. | Banking and finance | No | A$99/mo | 4 | Oct 29, 2026 |
| AcornsA financial wellness app that automates saving, investing, banking, and family money management. | Banking and finance | No | $4/mo | 3 | Oct 29, 2026 |
| Agentic TradersAI trading platform where users describe a strategy in plain English and an AI agent trades crypto, forex, stocks and commodities. | Banking and finance | Yes | $19/mo | 3 | Oct 29, 2026 |
| AngelListPlatform for venture fund administration, investor management, and private market investing. | Banking and finance | No | - | 2 | Oct 29, 2026 |
| BiyondCrypto analytics platform offering quantitative indicators, liquidation and options data, AI analysis, and expert market research. | Banking and finance | Yes | $25/mo | 7 | Oct 29, 2026 |
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How this page was made. Plans and prices are read automatically from 21bitcoin.app's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.