Personal finance app that automates saving, investing, budgeting, and shared money goals.
Qapital is a personal finance app for individuals and couples who want to automate saving, investing, and budgeting in one place. It offers set-and-forget savings rules, ready-made investment plans, payday budgeting, and Dream Team, a shared feature for managing money with a partner. Users can also get a Qapital Visa debit card. Membership plans start at a monthly fee, and a 30 day free trial is available before the monthly membership fee applies once a bank account is connected.
$3/mo
$8/mo
$12/mo
Prices in USD, as shown by qapital.com. Source: pricing page. Last checked October 30, 2026.
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I want to decide whether Qapital (qapital.com) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from Qapital's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point. Category: Fintech / Banking and finance What it does: Personal finance app that automates saving, investing, budgeting, and shared money goals. Free trial: 30 days Plans: - Basic: $3/mo. Includes: Automated savings, Unlimited savings goals, Customizable savings rules, Transfers between goals, Save from paycheck - Complete: $8/mo. Includes: All Basic benefits, Ready-made investment portfolios, Diversified portfolios by risk, Automated rebalancing, Qapital Visa debit card - Premier: $12/mo. Includes: All Basic and Complete benefits, Premier investment portfolios, More portfolios for goals, Priority customer support, Personalized money insights Alternatives in the directory: 21bitcoin, ADM Guard, Acorns, Agentic Traders Pricing page: https://www.qapital.com:443/pricing/ Directory listing: https://stablemrr.com/p/qapital-com First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
No price changes recorded since we started tracking on October 30, 2026.
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| 21bitcoinApp to buy, save and self-custody Bitcoin with a German bank account and regulated custody. | Banking and finance | No | - | 5 | Oct 29, 2026 |
| ADM GuardCompliance platform for registering automated decision-making systems and producing audit trails for Australian Privacy Act APP 1.7 to 1.9. | Banking and finance | No | A$99/mo | 4 | Oct 29, 2026 |
| AcornsA financial wellness app that automates saving, investing, banking, and family money management. | Banking and finance | No | $4/mo | 3 | Oct 29, 2026 |
| Agentic TradersAI trading platform where users describe a strategy in plain English and an AI agent trades crypto, forex, stocks and commodities. | Banking and finance | Yes | $19/mo | 3 | Oct 29, 2026 |
| AngelListPlatform for venture fund administration, investor management, and private market investing. | Banking and finance | No | - | 2 | Oct 29, 2026 |
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How this page was made. Plans and prices are read automatically from qapital.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.
