Personal
Free
- New cards per month
- 12
- Merchant-locked and single-use cards
- Spend limits
- Pause and close cards
- 3% foreign transaction fee
Privacy pricing
Issues virtual card numbers that mask real payment details, with spend limits and merchant locks for safer online payments.
- Free plan
- Yes
- Paid from
- $5/mo
- Plans
- 4
- Free trial
- -
What is Privacy?
Privacy is a virtual card service that generates unique card numbers to shield real debit and credit card details when paying online. It suits individual shoppers, subscription managers, small businesses and AI agent operators who want control over recurring charges and fraud exposure. Cards can be single use, locked to one merchant or category, paused or closed at any time, and given spend limits. A browser extension and mobile app support checkout, and cards can be shared with family or employees. It is sold through a free basic plan and paid Plus, Pro and Premium tiers.
Plans and prices
Plus
$5/mo
- New cards per month
- 24
- Category-locked cards
- Card sharing
- Card notes
- API access
Pro
$10/mo
- New cards per month
- 36
- Open Everywhere Cards
- 3
- Everywhere cards
- 1% cashback up to $4,500 per month
- No foreign transaction fees
Premium
$25/mo
- New cards per month
- 60
- Best for small businesses
- Everything in Pro
Prices in USD, as shown by privacy.com. Source: pricing page. Last checked October 30, 2026.
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I want to decide whether Privacy (privacy.com) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from Privacy's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point. Category: Fintech / Payments What it does: Issues virtual card numbers that mask real payment details, with spend limits and merchant locks for safer online payments. Plans: - Personal: Free. Limits: New cards per month 12. Includes: Merchant-locked and single-use cards, Spend limits, Pause and close cards, 3% foreign transaction fee - Plus: $5/mo. Limits: New cards per month 24. Includes: Category-locked cards, Card sharing, Card notes, API access - Pro: $10/mo. Limits: New cards per month 36, Open Everywhere Cards 3. Includes: Everywhere cards, 1% cashback up to $4,500 per month, No foreign transaction fees - Premium: $25/mo. Limits: New cards per month 60. Includes: Best for small businesses, Everything in Pro Alternatives in the directory: Basis Theory, ByeDispute, CashNotify, Central Pricing page: https://www.privacy.com/pricing Directory listing: https://stablemrr.com/p/privacy-com First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
Pricing facts
- Pricing model
- Mixed
- Billing
- monthly or yearly
About Privacy
- Headquarters
- US
- Platforms
- web, ios, android
- Security and compliance
- PCI DSS, ISO 27001
- Integrations
- AWS
Features
- Virtual cards
- Single-use cards
- Merchant-locked cards
- Category-locked cards
- Everywhere cards
- Spend limits
- Card sharing
- API access
- Cashback
- No foreign transaction fees
Price history
No price changes recorded since we started tracking on October 30, 2026.
Alternatives to Privacy
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| Basis TheoryPayment vault platform that tokenizes, routes, and secures card and payment data for merchants and developers. | Payments | No | $995/mo | 2 | Oct 29, 2026 |
| ByeDisputeMonitors Stripe accounts for fraudulent payment patterns and runs custom rules to prevent disputes and chargebacks. | Payments | No | $69/mo | 1 | Oct 30, 2026 |
| CashNotifyDesktop menu bar app that sends real-time notifications for Stripe and PayPal payments and failed charges. | Payments | Yes | - | 3 | Oct 30, 2026 |
| CentralAI-assisted payroll, HR, benefits and compliance platform for startups, handling payroll runs, registrations and onboarding. | Payments | No | - | 1 | Oct 30, 2026 |
| ChargeflowAI platform that automates chargeback recovery, prevents fraud, and provides payment dispute insights for online merchants. | Payments | Yes | - | 5 | Oct 30, 2026 |
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How this page was made. Plans and prices are read automatically from privacy.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.