Business payments platform for paying vendors by card and accepting card payments with no merchant fees.
Plastiq is a business payments platform for companies that want to pay vendors by credit card even when cards are not accepted, and for businesses that want to accept card payments. It sends payments by ACH, check, or wire, supports international transfers, syncs with accounting tools such as QuickBooks Online, Xero, Sage Intacct, and Oracle NetSuite, and offers automated bill capture, approval roles, and a mobile app. It also provides payment APIs and embeddable checkout for platforms. Accounts are free with no subscription fee, and fees apply to payments sent.
Free
Prices in USD, as shown by plastiq.com. Source: pricing page. Last checked October 30, 2026.
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I want to decide whether Plastiq (plastiq.com) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from Plastiq's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point. Category: Fintech / Payments What it does: Business payments platform for paying vendors by card and accepting card payments with no merchant fees. Plans: - Plastiq: Free. Includes: Pay any vendor with credit card, Unlimited users, Accounting software sync, Bills management, Payment tracking and updates Alternatives in the directory: Basis Theory, ByeDispute, CashNotify, Central Pricing page: https://plastiq.com/pricing/ Directory listing: https://stablemrr.com/p/plastiq-com First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
No price changes recorded since we started tracking on October 30, 2026.
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| Basis TheoryPayment vault platform that tokenizes, routes, and secures card and payment data for merchants and developers. | Payments | No | $995/mo | 2 | Oct 29, 2026 |
| ByeDisputeMonitors Stripe accounts for fraudulent payment patterns and runs custom rules to prevent disputes and chargebacks. | Payments | No | $69/mo | 1 | Oct 30, 2026 |
| CashNotifyDesktop menu bar app that sends real-time notifications for Stripe and PayPal payments and failed charges. | Payments | Yes | - | 3 | Oct 30, 2026 |
| CentralAI-assisted payroll, HR, benefits and compliance platform for startups, handling payroll runs, registrations and onboarding. | Payments | No | - | 1 | Oct 30, 2026 |
| ChargeflowAI platform that automates chargeback recovery, prevents fraud, and provides payment dispute insights for online merchants. | Payments | Yes | - | 5 | Oct 30, 2026 |
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How this page was made. Plans and prices are read automatically from plastiq.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.
