Mobile banking app for spending, saving, and investing with personal and business account plans.
N26 is a mobile banking app that combines everyday banking with saving and investing in one place. It is aimed at individuals and freelancers or businesses who want an account managed entirely from a phone. Main features include a debit Mastercard, joint accounts, savings Spaces, Instant Savings interest, stocks and ETF trading, crypto, personal loans, and travel benefits such as insurance and an eSIM. Accounts are sold through tiered plans, with a free Standard option and paid Smart, Go, and Metal tiers for personal and business customers.
Free
€4.90/mo
€9.90/mo
€16.90/mo
Prices in EUR, as shown by n26.com. Source: pricing page. Last checked October 30, 2026.
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I want to decide whether N26 (n26.com) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from N26's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point. Category: Fintech / Banking and finance What it does: Mobile banking app for spending, saving, and investing with personal and business account plans. Plans: - Standard: Free. Limits: Free ATM withdrawals in euros 2 per month, Spaces sub-accounts 10, Savings interest rate 0.25% annual gross nominal rate, Deposit protection Up to €100,000. Includes: Free virtual debit card, 2 free ATM withdrawals in euros, Joint account, Wero payments, Digital wallets - Smart: €4.90/mo. Limits: Free ATM withdrawals in euros 3 per month, Spaces sub-accounts 10, Savings interest rate 0.25% annual gross nominal rate, Deposit protection Up to €100,000. Includes: Free physical debit card, Up to 10 Spaces sub-accounts, Budgeting automations, Joint account, Wero payments - Go: €9.90/mo. Limits: Free ATM withdrawals in euros 5 per month, Spaces sub-accounts 10, Savings interest rate 0.55% annual gross nominal rate, Free monthly trades 3, Deposit protection Up to €100,000. Includes: Free ATM withdrawals outside eurozone, 1% cashback while traveling, Travel insurance, 3 free monthly trades, Joint account - Metal: €16.90/mo. Limits: Free ATM withdrawals in euros 8 per month, Spaces sub-accounts 10, Savings interest rate 1.5% annual gross nominal rate, Free monthly trades 10, Deposit protection Up to €100,000. Includes: 1.50% annual gross rate on savings, Metal debit card, Mobile phone insurance, Purchase protection, Free airport lounge pass Alternatives in the directory: 21bitcoin, ADM Guard, Acorns, Agentic Traders Pricing page: https://n26.com/en-fr/plans Directory listing: https://stablemrr.com/p/n26-com First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
No price changes recorded since we started tracking on October 30, 2026.
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| 21bitcoinApp to buy, save and self-custody Bitcoin with a German bank account and regulated custody. | Banking and finance | No | - | 5 | Oct 29, 2026 |
| ADM GuardCompliance platform for registering automated decision-making systems and producing audit trails for Australian Privacy Act APP 1.7 to 1.9. | Banking and finance | No | A$99/mo | 4 | Oct 29, 2026 |
| AcornsA financial wellness app that automates saving, investing, banking, and family money management. | Banking and finance | No | $4/mo | 3 | Oct 29, 2026 |
| Agentic TradersAI trading platform where users describe a strategy in plain English and an AI agent trades crypto, forex, stocks and commodities. | Banking and finance | Yes | $19/mo | 3 | Oct 29, 2026 |
| AngelListPlatform for venture fund administration, investor management, and private market investing. | Banking and finance | No | - | 2 | Oct 29, 2026 |
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How this page was made. Plans and prices are read automatically from n26.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.
