Online business banking platform with checking, savings, cards, payments, invoicing and accounting tools.
Mercury is an online business banking platform for startups, small businesses and scaling companies. It combines free checking and savings accounts, business credit cards with spend management, payments and invoicing, and AI-powered accounting that syncs with QuickBooks, Xero and NetSuite. Teams use it to issue virtual cards, control expenses, send USD payments and reconcile receipts. It also offers treasury yield, working capital loans and venture debt. Accounts are opened online, and the product is sold as a service with free account applications and paid financial products rather than a traditional subscription.
Free
$29.90/mo
$299/mo
Prices in USD, as shown by mercury.com. Source: pricing page. Last checked October 30, 2026.
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I want to decide whether Mercury (mercury.com) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from Mercury's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point. Category: Fintech / Banking and finance What it does: Online business banking platform with checking, savings, cards, payments, invoicing and accounting tools. Plans: - Mercury: Free. Limits: FDIC insurance Up to $5M, Treasury access $250K Mercury balance, 1099 filing fee $5/filing. Includes: Business checking and savings, Free ACH, wires, real-time payments, Virtual and physical cards, Expense management, Unlimited invoicing - Mercury Plus: $29.90/mo. Limits: ACH debit transaction $1/transaction. Includes: Invoice with ACH debit, Recurring invoices, Unlimited 1099 tax filings, Priority Support, LegalZoom discount - Mercury Pro: $299/mo. Limits: ACH debit transaction $0/transaction. Includes: Relationship manager, Invoice with ACH debit free, NetSuite categorizations, Unlimited 1099 tax filings, Priority Support Alternatives in the directory: 21bitcoin, ADM Guard, Acorns, Agentic Traders Pricing page: https://mercury.com/pricing Directory listing: https://stablemrr.com/p/mercury-com First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
No price changes recorded since we started tracking on October 30, 2026.
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| 21bitcoinApp to buy, save and self-custody Bitcoin with a German bank account and regulated custody. | Banking and finance | No | - | 5 | Oct 29, 2026 |
| ADM GuardCompliance platform for registering automated decision-making systems and producing audit trails for Australian Privacy Act APP 1.7 to 1.9. | Banking and finance | No | A$99/mo | 4 | Oct 29, 2026 |
| AcornsA financial wellness app that automates saving, investing, banking, and family money management. | Banking and finance | No | $4/mo | 3 | Oct 29, 2026 |
| Agentic TradersAI trading platform where users describe a strategy in plain English and an AI agent trades crypto, forex, stocks and commodities. | Banking and finance | Yes | $19/mo | 3 | Oct 29, 2026 |
| AngelListPlatform for venture fund administration, investor management, and private market investing. | Banking and finance | No | - | 2 | Oct 29, 2026 |
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How this page was made. Plans and prices are read automatically from mercury.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.
