Wealth management platform for investing, saving, and borrowing, with an AI financial advisor alongside the accounts.
M1 is an AI wealth management platform for long-term investors who want to manage their own money. It combines self-directed brokerage and retirement accounts built as customizable Pies, a high-yield cash account, and margin loans or a portfolio line of credit. M1 Advisor is a fiduciary AI financial advisor that answers questions using the user's actual positions, balances, and rates, and external accounts can be synced for a full picture. Self-directed brokerage has no commission or management fees, a monthly platform fee applies, and M1 Advisor is free for clients.
$3/mo
Free
Prices in USD, as shown by m1.com. Source: pricing page. Last checked October 30, 2026.
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I want to decide whether M1 (m1.com) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from M1's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point. Category: Fintech / Banking and finance What it does: Wealth management platform for investing, saving, and borrowing, with an AI financial advisor alongside the accounts. Plans: - Self-Directed Brokerage: $3/mo. Limits: Platform fee waiver more than $10,000 on the platform, Eligible securities for margin $2,000. Includes: Self-directed brokerage accounts, No commission or trading fees, No management fees, M1 Pies customizable portfolios, Fractional shares - M1 Advisor: Free. Includes: Fiduciary AI financial advice, Answers from actual positions, Shows data behind recommendations, Connect external accounts, Cancel anytime without penalty Alternatives in the directory: 21bitcoin, ADM Guard, Acorns, Agentic Traders Pricing page: https://m1.com/ Directory listing: https://stablemrr.com/p/m1-com First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
No price changes recorded since we started tracking on October 30, 2026.
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| 21bitcoinApp to buy, save and self-custody Bitcoin with a German bank account and regulated custody. | Banking and finance | No | - | 5 | Oct 29, 2026 |
| ADM GuardCompliance platform for registering automated decision-making systems and producing audit trails for Australian Privacy Act APP 1.7 to 1.9. | Banking and finance | No | A$99/mo | 4 | Oct 29, 2026 |
| AcornsA financial wellness app that automates saving, investing, banking, and family money management. | Banking and finance | No | $4/mo | 3 | Oct 29, 2026 |
| Agentic TradersAI trading platform where users describe a strategy in plain English and an AI agent trades crypto, forex, stocks and commodities. | Banking and finance | Yes | $19/mo | 3 | Oct 29, 2026 |
| AngelListPlatform for venture fund administration, investor management, and private market investing. | Banking and finance | No | - | 2 | Oct 29, 2026 |
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How this page was made. Plans and prices are read automatically from m1.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.
