Kniru Free
Free
- Kniru AI Messages
- 30
- Net worth tracking
- Categorical spend analysis
- Subscription tracking
- Transaction tracking and AI analysis
- Investment and portfolio analysis
- Loan and credit card tracking
- Weekly and monthly reports
Kniru pricing
AI personal finance app that tracks spending, investments, loans and net worth in one dashboard.
- Free plan
- Yes
- Paid from
- $39.99/mo
- Plans
- 3
- Free trial
- -
What is Kniru?
Kniru is an AI powered personal finance app for individuals who want to see their whole financial life in one place. It connects bank, credit card, investment and loan accounts and combines them into a net worth tracker, spend analysis by category and merchant, a subscription manager and a debt tracker. An investment and portfolio tracker covers stocks, ETFs and crypto, with trade history and a portfolio X-Ray for diversification. A financial copilot answers questions and natural language search finds transactions. Core features are free forever, with a paid Alpha plan for premium AI features.
Plans and prices
Kniru Pro
$39.99/mo
- Kniru AI Messages
- 200
- Everything in Free Plan
- AI data enrichment
- CSV import and export
- Refund tracking
- Intra account transfer tracking
- Daily email reports
- AI powered investment analysis
- AI powered loan management
+ 1 more
- Priority support
Kniru Alpha
$99.99/mo
- Kniru AI Messages
- 1000
- Everything in Pro Plan
- AI driven budgeting (beta)
- Goals (beta)
- Early access to new features
- Exclusive beta testing
- Priority support
- Direct channel with founding team
Prices in USD, as shown by kniru.com. Source: pricing page. Last checked October 30, 2026.
Not sure which Kniru plan fits? Talk it through with your AI agent
Copy the prompt below and paste it into the agent you already use. It has the plans and prices from this page and asks you the right questions first.
See the prompt
I want to decide whether Kniru (kniru.com) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from Kniru's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point. Category: Fintech / Banking and finance What it does: AI personal finance app that tracks spending, investments, loans and net worth in one dashboard. Plans: - Kniru Free: Free. Limits: Kniru AI Messages 30. Includes: Net worth tracking, Categorical spend analysis, Subscription tracking, Transaction tracking and AI analysis, Investment and portfolio analysis - Kniru Pro: $39.99/mo. Limits: Kniru AI Messages 200. Includes: Everything in Free Plan, AI data enrichment, CSV import and export, Refund tracking, Intra account transfer tracking - Kniru Alpha: $99.99/mo. Limits: Kniru AI Messages 1000. Includes: Everything in Pro Plan, AI driven budgeting (beta), Goals (beta), Early access to new features, Exclusive beta testing Alternatives in the directory: 21bitcoin, ADM Guard, Acorns, Agentic Traders Pricing page: https://www.kniru.com/pricing Directory listing: https://stablemrr.com/p/kniru-com First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
Pricing facts
- Pricing model
- Freemium
- Billing
- monthly
- Discounts
- 70% off first month with code WELCOME
About Kniru
- Integrations
- Plaid, Amazon Web Services
Features
- Net worth tracking
- Categorical spend analysis
- Subscription tracking
- Transaction tracking and AI analysis
- Investment and portfolio analysis
- Loan and credit card tracking
- Weekly and monthly reports
- AI data enrichment
- CSV import and export
- Refund tracking
- Intra account transfer tracking
- Daily email reports
- AI powered investment analysis
- AI powered loan management
- Priority support
- AI driven budgeting
- Goals
- Early access to new features
- Exclusive beta testing
- Bank-level security and privacy
Price history
No price changes recorded since we started tracking on October 30, 2026.
Alternatives to Kniru
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| 21bitcoinApp to buy, save and self-custody Bitcoin with a German bank account and regulated custody. | Banking and finance | No | - | 5 | Oct 29, 2026 |
| ADM GuardCompliance platform for registering automated decision-making systems and producing audit trails for Australian Privacy Act APP 1.7 to 1.9. | Banking and finance | No | A$99/mo | 4 | Oct 29, 2026 |
| AcornsA financial wellness app that automates saving, investing, banking, and family money management. | Banking and finance | No | $4/mo | 3 | Oct 29, 2026 |
| Agentic TradersAI trading platform where users describe a strategy in plain English and an AI agent trades crypto, forex, stocks and commodities. | Banking and finance | Yes | $19/mo | 3 | Oct 29, 2026 |
| AngelListPlatform for venture fund administration, investor management, and private market investing. | Banking and finance | No | - | 2 | Oct 29, 2026 |
Newsletter
Get a note when Kniru or its alternatives change their prices
Price changes and new tools, once or twice a month. No pitches, unsubscribe in one click.
How this page was made. Plans and prices are read automatically from kniru.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.