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Human Interest pricing

Online 401(k) and IRA retirement plan platform for employers and individuals, with payroll integrations and automated administration.

Free plan
No
Paid from
$80/mo
Plans
3
Free trial
-

What is Human Interest?

Human Interest is a retirement plan platform that lets small and mid-sized employers set up and run 401(k) and 403(b) plans online, and lets individuals open IRA accounts and rollovers. It connects with payroll providers to sync employee data and process contributions automatically, selects and monitors the fund lineup, and handles compliance, IRS filings, loans and distributions. Employers use it to reduce plan administration work, while individuals use it for personal retirement savings. It is sold through flat monthly plan pricing, with a price match guarantee and published service standards.

Plans and prices

Essentials

$80/mo

per eligible employee
$5/mo
  • Payroll integrations 600+
  • U.S.-based support
  • Customer Experience Guarantee
  • Employee cash back incentive
  • Zero transaction fees
  • Fund lineup management
  • Easy enrollment
  • Rollover support
  • + 1 more
    • Price Match Guarantee

Complete

$180/mo

per eligible employee
$7/mo
  • All Essentials features
  • 3(16) fiduciary services
  • IRS Form 5500 signed and filed
  • ERISA fidelity bond
  • Loan and distribution approval
  • Employee disclosures prepared and sent
  • Zero transaction fees

Concierge

$280/mo

per eligible employee
$9/mo
  • All Complete features
  • Named account manager
  • Compliance monitoring
  • DOL audit defense up to $50k
  • Tax Savings Maximizer
  • Audit Relief
  • Employee data alerts
  • Zero transaction fees

Prices in USD, as shown by humaninterest.com. Source: pricing page. Last checked October 30, 2026.

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Below is what the StableMRR pricing directory read from Human Interest's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point.

Category: Fintech / Banking and finance
What it does: Online 401(k) and IRA retirement plan platform for employers and individuals, with payroll integrations and automated administration.
Plans:
- Essentials: $80/mo. Limits: per eligible employee $5/mo. Includes: Payroll integrations 600+, U.S.-based support, Customer Experience Guarantee, Employee cash back incentive, Zero transaction fees
- Complete: $180/mo. Limits: per eligible employee $7/mo. Includes: All Essentials features, 3(16) fiduciary services, IRS Form 5500 signed and filed, ERISA fidelity bond, Loan and distribution approval
- Concierge: $280/mo. Limits: per eligible employee $9/mo. Includes: All Complete features, Named account manager, Compliance monitoring, DOL audit defense up to $50k, Tax Savings Maximizer
Alternatives in the directory: 21bitcoin, ADM Guard, Acorns, Agentic Traders
Pricing page: https://humaninterest.com/pricing/
Directory listing: https://stablemrr.com/p/humaninterest-com

First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.

Pricing facts

Pricing model
Mixed
Billing
monthly
Discounts
Partner joint discounts may apply

About Human Interest

Headquarters
United States

Features

  • Payroll integrations 600+
  • U.S.-based support
  • Customer Experience Guarantee
  • Employee cash back incentive
  • Zero transaction fees
  • 3(16) fiduciary services
  • IRS Form 5500 filed
  • ERISA fidelity bond
  • Loan and distribution approval
  • Named account manager
  • Compliance monitoring
  • DOL audit defense
  • Tax Savings Maximizer
  • Audit Relief
  • Price Match Guarantee
  • Easy enrollment
  • Rollover support

Price history

No price changes recorded since we started tracking on October 30, 2026.

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How this page was made. Plans and prices are read automatically from humaninterest.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.