Cross River pricing
API-based banking infrastructure for card issuing, payments, accounts, lending and stablecoin money movement.
- Free plan
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- Paid from
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- Plans
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- Free trial
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What is Cross River?
Cross River is a banking platform that gives businesses API access to financial infrastructure. It covers card issuing and processing, FDIC-insured accounts, ACH and wire payments, real-time rails, stablecoin payments, and marketplace lending with origination and underwriting. The platform targets fintechs, neobanks, digital lenders, merchants, gaming companies and developers who want to embed banking and payment products. A proprietary bank core called COS and public documentation support integration. Cross River also offers commercial real estate, construction and small business lending. Pricing is not listed on the page; access is arranged through a sales contact.
Plans and prices
Prices in USD, as shown by crossriver.com. Last checked -.
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I want to decide whether Cross River (crossriver.com) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from Cross River's own pricing page. It can be out of date, so treat it as a starting point. Category: Fintech / Banking and finance What it does: API-based banking infrastructure for card issuing, payments, accounts, lending and stablecoin money movement. Plans: Alternatives in the directory: 21bitcoin, ADM Guard, Acorns, Agentic Traders Directory listing: https://stablemrr.com/p/crossriver-com First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
Price history
No price changes recorded yet.
Alternatives to Cross River
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| 21bitcoinApp to buy, save and self-custody Bitcoin with a German bank account and regulated custody. | Banking and finance | No | - | 5 | Oct 29, 2026 |
| ADM GuardCompliance platform for registering automated decision-making systems and producing audit trails for Australian Privacy Act APP 1.7 to 1.9. | Banking and finance | No | A$99/mo | 4 | Oct 29, 2026 |
| AcornsA financial wellness app that automates saving, investing, banking, and family money management. | Banking and finance | No | $4/mo | 3 | Oct 29, 2026 |
| Agentic TradersAI trading platform where users describe a strategy in plain English and an AI agent trades crypto, forex, stocks and commodities. | Banking and finance | Yes | $19/mo | 3 | Oct 29, 2026 |
| AngelListPlatform for venture fund administration, investor management, and private market investing. | Banking and finance | No | - | 2 | Oct 29, 2026 |
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How this page was made. Plans and prices are read automatically from crossriver.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.