StableMRR
bunq logo

bunq pricing

A licensed European digital bank app for personal and business accounts, cards, savings and budgeting.

Free plan
Yes
Paid from
€3.99/mo
Plans
4
Free trial
-

What is bunq?

bunq is a fully licensed European bank delivered through a mobile app for iOS and Android. It serves individuals such as students, expats, couples and parents, and businesses including freelancers and small teams. Main features include personal and business bank accounts with local IBANs, cards, savings accounts with weekly interest, budgeting, joint accounts, stocks, crypto, term deposits, international accounts and foreign currencies. Business users get company cards, expense management, accounting integrations, bill pay and an API. It is sold through tiered plans named Free, Core, Pro and Elite, with a 30-day Elite trial on sign-up.

Plans and prices

bunq Free

Free

Money Pockets
up to 3
ZeroFX foreign-currency spend
up to €1,000 per year
  • Multiple Bank Accounts
  • Instant and Scheduled Payments
  • bunq.me payment links
  • Apple Pay and Google Pay
  • Digital Card
  • Limited yearly ZeroFX
  • MassInterest where eligible
  • Tap to Pay where supported
  • + 4 more
    • Joint Accounts when invited
    • Group Expenses
    • eSIM tools
    • bunq Web

bunq Core

€3.99/mo

  • Everyday banking essentials
  • Smart cards and accounts
  • Unlimited ZeroFX

bunq Pro

€9.99/mo

  • More ways to save
  • Budgeting tools
  • Travel with confidence
  • Unlimited ZeroFX

bunq Elite

€18.99/mo

  • Premium personal banking
  • Life at home and abroad
  • Unlimited ZeroFX

Prices in EUR, as shown by bunq.com. Source: pricing page. Last checked October 30, 2026.

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Below is what the StableMRR pricing directory read from bunq's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point.

Category: Fintech / Banking and finance
What it does: A licensed European digital bank app for personal and business accounts, cards, savings and budgeting.
Plans:
- bunq Free: Free. Limits: Money Pockets up to 3, ZeroFX foreign-currency spend up to €1,000 per year. Includes: Multiple Bank Accounts, Instant and Scheduled Payments, bunq.me payment links, Apple Pay and Google Pay, Digital Card
- bunq Core: €3.99/mo. Includes: Everyday banking essentials, Smart cards and accounts, Unlimited ZeroFX
- bunq Pro: €9.99/mo. Includes: More ways to save, Budgeting tools, Travel with confidence, Unlimited ZeroFX
- bunq Elite: €18.99/mo. Includes: Premium personal banking, Life at home and abroad, Unlimited ZeroFX
Alternatives in the directory: 21bitcoin, ADM Guard, Acorns, Agentic Traders
Pricing page: https://www.bunq.com/personal/plans/bunq-free
Directory listing: https://stablemrr.com/p/bunq-com

First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.

Pricing facts

Pricing model
Freemium
Billing
monthly

About bunq

Headquarters
Netherlands
Platforms
ios, android, api
Integrations
Ginmon, tricount

Features

  • Bank Account and Savings Account
  • Up to 3.11% annual interest paid weekly
  • Instant payment tracking
  • Digital Credit Card
  • Automated payment management
  • Buy and sell crypto
  • Invest from €10
  • ZeroFX card rates abroad
  • 24/7 instant support

Price history

No price changes recorded since we started tracking on October 30, 2026.

Alternatives to bunq

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How this page was made. Plans and prices are read automatically from bunq.com's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.