Starter
$30/mo
- Seats
- 1
- AI credits
- 25 lifetime
- AI Suite included
- Auto-categorized transactions
- Auto-drafted financial statements
- Cash and accrual books
- Unlimited connections
- One-click tax report
- Chart of accounts templates
Puzzle pricing
AI-native accounting software that automates bookkeeping, categorization, and financial reporting for startups and SMBs.
- Free plan
- No
- Paid from
- $30/mo
- Plans
- 4
- Free trial
- -
What is Puzzle?
Puzzle is AI-native accounting software for startups, SMBs, and accounting firms. It automates transaction categorization, reconciliation, accrual automation, revenue recognition, and invoicing, and provides real-time cash, burn, and runway reporting with cash and accrual books. An AI suite adds chat, cowork, and close agents that prepare accounting work for review, and an API and MCP connect books to Claude and ChatGPT. Users can add expert-reviewed or fully managed accounting services on top of the platform. It is sold with a 14-day free trial and subscription plans, with accounting services priced separately.
Plans and prices
Core
$72/mo
- Seats
- 5
- AI credits
- 25 lifetime
- Everything in Starter
- Cash, burn, runway insights
- Spend tracking and insights
- Revenue tracking and insights
- Variance analysis
- Multi-entity via integration
- Advanced reporting
- Custom chart of accounts
Complete
$120/mo
- Seats
- Unlimited
- AI credits
- 100 per month
- Everything in Core
- AI-powered accuracy review
- AI-powered reconciliations
- AI insights and analysis
- Enhanced categorization
- Categorize from inbox
- Classes, departments and projects
- Revenue recognition
+ 1 more
- Priority support
Scale
$360/mo
- Seats
- Unlimited
- AI credits
- 300 per month
- Everything in Complete
- Higher-volume accounting
- Subledgers
- No transaction limits
- No integration limits
- Backup and restore
- Priority support
- Dedicated onboarding and support
Prices in USD, as shown by puzzle.io. Source: pricing page. Last checked October 30, 2026.
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I want to decide whether Puzzle (puzzle.io) is the right tool and which plan to pick. Below is what the StableMRR pricing directory read from Puzzle's own pricing page (last checked 2026-10-30). It can be out of date, so treat it as a starting point. Category: Fintech / Accounting and invoicing What it does: AI-native accounting software that automates bookkeeping, categorization, and financial reporting for startups and SMBs. Plans: - Starter: $30/mo. Limits: Seats 1, AI credits 25 lifetime. Includes: AI Suite included, Auto-categorized transactions, Auto-drafted financial statements, Cash and accrual books, Unlimited connections - Core: $72/mo. Limits: Seats 5, AI credits 25 lifetime. Includes: Everything in Starter, Cash, burn, runway insights, Spend tracking and insights, Revenue tracking and insights, Variance analysis - Complete: $120/mo. Limits: Seats Unlimited, AI credits 100 per month. Includes: Everything in Core, AI-powered accuracy review, AI-powered reconciliations, AI insights and analysis, Enhanced categorization - Scale: $360/mo. Limits: Seats Unlimited, AI credits 300 per month. Includes: Everything in Complete, Higher-volume accounting, Subledgers, No transaction limits, No integration limits Alternatives in the directory: ADDINVOICES, Akaunting, Ballpark, Bank Statement Converter Pricing page: https://puzzle.io/pricing Directory listing: https://stablemrr.com/p/puzzle-io First ask me three short questions about my team size, budget and what I need it for. Then recommend one plan, tell me what could make it a bad fit, and compare it with the alternatives. Finish with what I should check on the vendor's site before I pay.
Pricing facts
- Pricing model
- Flat price
- Billing
- monthly or yearly
- Discounts
- Yearly save 20%
About Puzzle
- Headquarters
- US
- Platforms
- api
- Integrations
- Stripe, Mercury, Ramp, Brex, Gusto, Rippling, Deel, Bill.com, Plaid, Claude, ChatGPT, Cursor and 3 more
Features
- AI Suite
- Auto-categorization
- Auto-drafted financial statements
- Cash and accrual books
- Unlimited connections
- Insights and reporting
- AI accuracy review
- Revenue recognition
- Subledgers
Price history
No price changes recorded since we started tracking on October 30, 2026.
Alternatives to Puzzle
| Product | Category | Free plan | Paid from | Plans | Checked |
|---|---|---|---|---|---|
| ADDINVOICESInvoicing software for freelancers and small businesses to create, send and track invoices with AI assistance. | Accounting and invoicing | No | $12/mo | 3 | Oct 29, 2026 |
| AkauntingOnline open source accounting software for small businesses and freelancers to send invoices and track expenses. | Accounting and invoicing | No | $12/mo | 4 | Oct 29, 2026 |
| BallparkInvoicing, time tracking and CRM software for agencies and small businesses to bill clients and manage projects. | Accounting and invoicing | No | $19/mo | 1 | Oct 30, 2026 |
| Bank Statement ConverterConverts PDF bank statements into Excel or CSV files with dates, descriptions, deposits, withdrawals, and balances in separate columns. | Accounting and invoicing | Yes | $9/mo | 3 | Oct 29, 2026 |
| BankStatementConverterConverts PDF bank statements and scans into editable transaction rows exportable as Excel, CSV or JSON. | Accounting and invoicing | Yes | $25/mo | 3 | Oct 29, 2026 |
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How this page was made. Plans and prices are read automatically from puzzle.io's public pricing page, checked against the page text, and re-checked about every week. Method. Something wrong? Tell us.